PayMe: Digital wallet Redesign

Reimagining Hong Kong's favorite payments app

team

PayMe

Role

UI Lead

As UI Lead for PayMe from HSBC, I led an 8-person design team through a full redesign of Hong Kong's first and largest P2P payments app. I built the design system from scratch, aligned C-suite, product, and engineering, and shipped an experience that grew PayMe from 1M to 2M users, a 4.6/5 App Store rating, and 70%+ P2P market share in HK.

The redesign accelerated growth so significantly that the next million users came in just 8 months, versus 15 for the first.

8 mos

1M 2M users

time To double users

70%

of Hong Kong

p2p market share

4.6/5

(250k reviews)

APP STORE RATING

Key PayMe screens: Discover, Pay, My Transactions

Swipe from the Discover tab to seamlessly pay friends

Or share their PayCode for Merchants to scan and pay

PROBLEM & opportunity

Growth without a solid foundation

After reaching 1 million users in just 15 months, PayMe's MVP was showing its limits. The "social payments" model that worked in the West clashed with Hong Kong's deeply private relationship with money. Daily engagement was declining, users were confused by public transactions, and the interface felt dated and too corporate.

The opportunity was clear: rebuild PayMe on a scalable design system, restructure the IA around users' top actions, and craft an experience rooted in local culture. Made for Hong Kong, by Hong Kong.

Key PayMe screens (Before)

Key PayMe screens (After)

Ways to pay (Before)

Ways to pay (After)

My role

Building the team, owning the system

When I joined PayMe, I inherited one Senior UI Designer and a 100% consultant team who departed within weeks of my arrival. I rebuilt the design function from the ground up into an 8-person team across UI and UX disciplines, while simultaneously leading the redesign.


I built PayMe's first foundational design system, establishing the visual language, component library, and design values that governed all product work going forward.


I defined the core design values Social, Simple, Delightful, Young, Focused as the strategic filter for every design decision, led all UI design direction across the full app, and partnered with UX, CX, copywriting, POs, and engineering to deliver to market.

Refreshed and delightful set of icons and illustrations

process

From research to redesign

Research surfaced three key insight themes that shaped every design decision:

  • Users didn't feel the app was made for them culturally

  • Money is a deeply private matter in HK making "social payments" a cultural misfit

  • MVP experience was clunky and friction-heavy

From those insights I drove a complete IA restructure to surface the top four actions Pay a Business, Scan to Pay, Pay, Request reducing key flows from 3-4 taps down to one.

I applied a "one task at a time" philosophy across every flow, introduced modular design for scalability, and developed a culturally rooted visual language with custom iconography and illustrations specific to Hong Kong.

Consolidated PaySheet holds the 4 core actions

Pay favorite friends straight from the main Discover tab

*Cannot show full details due to NDA

Design at city scale

Made for Hong Kong

PayMe wasn't just scrutinized within HSBC but across the entire city of Hong Kong. Driving alignment across C-suite, engineers, compliance, and external stakeholders was as much the job as the design itself.

PayMe didn't just grow. It became woven into how Hong Kong lives. Building the design system and team that made that possible was the real work.